Updated: 6 days ago
Good credit can save you money when buying a car, home, or even when applying for credit. Watch this quick video to understand why your credit score is important and ways you can improve your current credit.
If you don't have credit or a credit card Start Here
Try To Avoid Late Payments
Monitor Your Credit Regularly
Avoid Closing Accounts
Apply For Credit Sparingly
Keep Credit Utilization Low
Utilization is viewed as a percentage. This ratio is credit used vs. your credit limit. For example, If you have a $1,000 credit limit and you charged $100, which would be $100/$1,000, which = 10%. You are using 10% of your credit, the lower this rate the better your credit score will be. You'll want to add all of the credit limits on all of your credit cards up.
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