How To Get A Perfect Credit Score

Updated: 6 days ago

Good credit can save you money when buying a car, home, or even when applying for credit. Watch this quick video to understand why your credit score is important and ways you can improve your current credit.

If you don't have credit or a credit card Start Here

Key Takeaways
  • Try To Avoid Late Payments

  • Monitor Your Credit Regularly

  • Avoid Closing Accounts

  • Apply For Credit Sparingly

  • Keep Credit Utilization Low

Definition (s)

Utilization is viewed as a percentage. This ratio is credit used vs. your credit limit. For example, If you have a $1,000 credit limit and you charged $100, which would be $100/$1,000, which = 10%. You are using 10% of your credit, the lower this rate the better your credit score will be. You'll want to add all of the credit limits on all of your credit cards up.

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**DISCLOSURE & DISCLAIMER:  Biddles Investment Group, LLC and is a research and educational resource with opinion, investment experience, and raging passion to assist in providing financial resources, tools, and education to empower individuals to better manage finances, build financial confidence, and make informed financial decisions.  


The ideas and strategies presented should never be used without first assessing your own personal and financial situation, or without consulting a financial professional. We are not a broker/dealer nor an investment adviser, the information presented is intended to be used and must be used for informational purposes only.  Biddles Investment Group, LLC and Company